How do I write an application to close my bank account?

Write a short and clear letter to your branch manager. Mention your name, account number, reason for closing the account, and request confirmation once it’s done.

Do I need to visit the bank in person to close my account?

Yes, in most cases you’ll have to visit the bank branch with your ID proof and passbook to complete the process safely.

Can I close my bank account online?

Yes, some banks allow online closure by their website or mobile app. You can check by your bank’s customer service before applying.

What documents are required to close a bank account?

Is there any fee for closing a bank account?

Most banks don’t charge for account closure, but a few may take a small fee if the account was opened recently or has a minimum balance issue.

Application to Close a Bank Account

Published: 10 Oct 2025

Many people think closing a bank account is complicated, but in reality, the process is quite easy. Many people close an account when they shift to another city, choose a new bank, or want better services. Writing a proper application is the first step.

A good application shows respect to the bank and makes the process smooth. If you know the right words, the bank accepts your request without delay.

This guide will show you how to write an application that is both simple and respectful for closing a bank account. Every step is explained in easy words so that anyone can understand and use it.

What Documents Will You Require to Close a Bank Account?

Closing a bank account is not only about writing an application. Banks also need a few documents to verify your request. If you provide the right papers, the process becomes smooth and quick.

Here are the common documents you should keep ready:

Application Letter – A written request addressed to the bank manager.
Identity Proof – A copy of CNIC, passport, or any valid ID card.
Passbook or Cheque Book – Return unused pages or cheque leaves to the bank.
ATM/Debit Card – Submit your card so the account can be closed officially.
Account Statement (if required) – Some banks may ask for a latest statement.
KYC Documents (Know Your Customer) – If your bank follows KYC rules, carry updated documents.

Pro Tip:

Always carry the original ID card with you along with a photocopy. The bank may ask to verify it on the spot.

When you go with all documents ready, the staff can complete your request in one visit. No extra delays, no extra stress.

Key Components of Closing a Bank Account Application

When writing a bank account closing application, remember it’s not just a letter but a formal document.

Clear
Polite and
Complete.

If you miss any key detail, the bank may delay your request.

Here are the main components every strong application should include:

Receiver’s Information: begin with the manager title or name, then add the bank name and branch details.
Subject Line: Keep it short and direct, like: “Request to Close Bank Account”.
Account details: write your account number, the type of account (savings or current) and the branch name.
Reason for Closure: A short explanation such as shifting to another city, opening a new account, or personal choice.
Balance settlement request: request the bank to transfer your remaining balance to another account or provide Cash payment.
Attached Documents: List items you are submitting with the application (chequeen book, ATM card, ID copy).
Closing Lines: A polite closing phrase shows respect. Example: “Thank you for your assistance.”
Signature and Contact: Your full name, signature, phone number, and address.

Why These Components Matter

Banks deal with hundreds of requests every day. A well-structured application saves their time and ensures your account is closed without issues. It also shows that you are responsible and organized

Application for bank account closing

To,

The bank manager.

[Mention the bank name]

[Mention branch address]

[Mention date]

Subject: Requested for a closed bank account.

Respected Sir,

I hope you are doing well. I request for the bank account closure with your branch. For your reference, my account information is provided below:

Account holder name:[ writer here your name].
Number of account: [mention account No].
Account type: [savings or current]
Branch: [write Branch name/code]

The reason for this request is that I am no longer able to maintain this account due to [state reason – for example: relocation to another city, opening a new account in a different bank, or personal financial management].

I respectfully request that you.

Close my bank account mentioned above.

Transfer the remaining balance to my new account (details provided below)/ issue a demand draft / provide cash withdrawal as per your process.

Confirm the closure in writing for my personal records.

I am also submitting the following items along with this application:

Original cheque book (unused leaves).

ATM/Debit card.

Copy of my valid CNIC/ID proof.

Latest account statement (if required).

Allow me to extend my heartfelt thanks to the bank and its staff for the services I have received throughout the duration of my account. The experience has been professional and supportive, and I truly appreciate the assistance provided whenever needed.

Kindly process my request at the earliest convenience. In case of any further requirements, please do not hesitate to contact me at the phone or email below.

Faithful

[You write your name]

[Your Signature]

[Mention phone number ]

[Email Address write here]

Application to Bank Manager for Closing Account.

To,

The branch manager.

[Mention bank name]

[Mention branch address]

Date:———————

Subject: Request for closing of bank account.

I trust you are doing well. I require you for the closure of my bank account. Held at your branch. Please find the account details below for your reference.

Account holder name: mention your name]
Account number:[account number mention here]
Branch name/code[ write here]

Kindly require you to close the above-mentioned account and issue me a Demand Draft/transfer the remaining balance to [provide details of another account, if applicable]. Please confirm once the process has been completed.

I also request you to cancel all associated services (such as cheque book, debit card, internet banking, etc.) linked to this account.

Please finalize the account closure promptly and let me know in case any further details and documents are needed from my side.

I truly appreciate your support

Regards,

[Name of you]

[Your Signature]

[number of contact]

[Your Address]

Shorter Application to the Bank for Closing Account

To,

The Branch Manager

[Write Name of bank]

[Write Address of branch]

Date: [DD/MM/YYYY]

Subject: Request to Close Bank Account

Respected Sir,

I am writing a formal application requesting the closure of my bank account maintained at your branch.

Please find my account details below for reference.

Account holder [write your full name]
Account number [ write here your account number]

Kindly close my account and transfer the remaining balance to [provide details] / issue a cheque. I am returning my ATM card and cheque book with this application.

Your support means a lot to me.

Faithful

[Mention your Name]

[Your Contact Number]

[Signature]

Conclusion

Closing a bank account may look like a small step, but it needs care and clarity. A well-written application saves you time, avoids mistakes, and ensures that the bank processes your request without delay. The format, the tone, and the documents all play a role in making the process smooth.

Whether you write a detailed letter or a short one, the key is to keep it polite, professional, and complete. Mention your account details, attach the required papers, and request balance settlement in clear words.

Remember, a bank values customers who follow proper steps. When you write in a respectful and organized way, you leave a positive impression even while closing your account.

So, whenever you decide to close an account, follow the right format, avoid common mistakes, and submit all documents. This small effort will give you peace of mind and a smooth banking experience.